Please feel free to call or text 813-491-8833 if you need help with booking or have insurance questions.
Insurance Accepted: Some insurance companies will cover visits at 100% but many plans have cost-sharing depending on the insurance company and plan you have. Listed below are insurance plans that are most likely to be covered. Please be sure to check with your insurance company to be sure lactation services are covered for both you and your baby’s insurance providers:
Blue Cross Blue Shield (BCBS) and Anthem (Some plans will have a copay if you have not yet met your deductible for the year)
✅ Most PPO plans are in-network and often cover lactation
✅ Select EPO plans are also in-network
✅ Anthem PPO, Regence PPO, Premera PPO and Federal Employee Plans (Basic, Standard, PPO) are almost always covered for lactation
❌ Most HMO plans are not in-network
❌ Plans that are always out of network: ● Regence Legacy ● Blue Shield of California metal-tier plans (Bronze, Silver, Gold, Platinum)
CIGNA
✅ All Cigna commercial plans are covered
❌ HMO plans should be confirmed with Patient Relations
❌ Cigna Allegiance has some restrictions - Cigna Allegiance plans are clearly marked with “Cigna Allegiance”
United Health Care (Most patients have: ● No cost-sharing, or ● A very minimal copay, typically $20 or less with UHC)
✅ Most PPO, EPO, and POS plans are covered
✅ Some HMO plans are also covered, be sure to check all HMOs, along with all Navigator, Core, Nexus, and Doctor’s network plans (as shown on the card in the lower right-hand side)
❌ Plans not covered include: ● UHC Signature Value HMO ● UHC Individual Exchange Plans ● Any UHC Medicaid or Medicare plans (ex. Neighborhood Health, Community Health) ● UHC Oxford Metro ● UHC Heritage If you're unsure about your plan, please email patient.relations@lcsofamerica.com to confirm.
UMR PPO/POS: Usually follows UHC coverage
Aetna
✅ Most PPO and EPO plans are covered.
❌ HMO plans are usually not covered, and Aetna does not grant network exceptions.
ChampVA (Veteran Affairs)
-For those whose insurance is not accepted or considered in-network, I can provide you with a superbill upon request that you can submit to your insurance for possible reimbursement.
-If you're unsure about your plan, please email patient.relations@lcsofamerica.com to confirm.
-Self Pay options are also available. Please go to the “services” tab for a list of self-pay prices.